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April Showers vs. May Flowers: Why Your Home Might Not Be as Dry as You Think

April 8, 2026

The old proverb says April showers bring May flowers, but they can also bring unwanted water into your basement. Do you know if your home is actually covered? We're breaking down the "Inside-Out" vs. "Outside-In" water problem so you aren't left drying out on your own dime.

Categories: flood, flood insurance, flood mitigation, flood prevention, homeowners, homeowners insurance, water backup coverage, water damage | View all Categories

Just Bought a Home? Insurance Mistakes First-Time Buyers Make

April 1, 2026

Buying your first home is exciting, but the wrong insurance decisions can leave you financially exposed. Discover the most common homeowners insurance mistakes first-time buyers make and how to avoid them.

Categories: first-time home buyers, flood insurance, home insurance, home insurance coverage, home insurance mistakes, home insurance policy | View all Categories

Houston, We Have a Claim: Insurance for the Astronomically Unlucky

March 25, 2026

A meteor lighting up the sky over Ohio recently has people asking a wild question... what if it actually hit your home or car? While the odds are extremely low, understanding how insurance may respond to unexpected events can still be worth a quick look.

Categories: auto insurance, falling objects, homeowners insurance, meteor hitting car insurance, meteor hitting house insurance, meteor insurance claim, rare insurance claims, unexpected events | View all Categories

Spring Homeowners Checklist

March 18, 2026

Spring is the perfect time to inspect, clean, and refresh your home after winter. This Spring Homeowners Checklist helps you stay ahead of maintenance issues and highlights how homeowners insurance can help protect what matters most.

Categories: home insurance policy, home maintenance, home safety, homeowners, homeowners insurance | View all Categories

Business Interruption Insurance: How to Stay Afloat When the Doors are Closed

March 11, 2026

When your business is forced to close due to a covered loss, the financial strain can begin immediately. Business interruption insurance can help replace lost income and assist with ongoing expenses so your company can work toward reopening with greater stability.

Categories: business income coverage, business insurance, business interruption insurance, commercial insurance, commercial property insurance, loss of income insurance, small business insurance | View all Categories

Vacant Homes and Insurance Risks

March 4, 2026

An empty home may seem harmless, but vacancy can significantly impact your homeowners insurance. If you are leaving a property unoccupied, understanding how insurance policies respond to vacant homes is critical. Here is what you need to know before you lock the door and walk away.

Categories: builders risk, homeowners insurance, unoccupied home, vacant home | View all Categories

Cyber Liability Insurance for Small Businesses

February 25, 2026

Cyber threats are not just a problem for large corporations. Small businesses in Indiana face real risks from data breaches, ransomware, and online fraud. Cyber liability insurance can help cover the financial impact and keep your business moving forward.

Categories: business insurance, cyber liability insurance, cyber security, cybersecurity, data breach, small business | View all Categories

Are You Underinsured? Signs Your Coverage Has Not Kept Up With Inflation

February 18, 2026

Inflation does not just affect groceries and gas. It can also impact how well your insurance keeps up with the real cost of rebuilding, repairing, or replacing what matters most. If you have not reviewed your policies recently, you may be carrying limits that no longer reflect today's prices.

Categories: annual review, business insurance, car insurance, home insurance, inflation, insurance review, replacement cost, underinsured | View all Categories

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